Multifamily Loans

5+ Unit Multifamily Financing: The Complete Guide

5+ Unit Multifamily Financing: The Complete Guide

5+ unit multifamily financing options include bank loans, CMBS loans, Fannie Mae and Freddie Mac multifamily loans, hard money, and more.

Multifamily Syndication: The Complete Guide

Multifamily Syndication: The Complete Guide

Multifamily syndication is the process of gathering capital from a group of investors, sometimes known as a “syndicate,” to invest in a multifamily property. Here’s everything you need to know.

Multifamily Mortgage Loan Requirements, Explained

Multifamily Mortgage Loan Requirements, Explained

Multifamily mortgage lenders have a variety of requirements for borrowers, including various rules involving LTV, DSCR, borrower experience, and much, much, more.

Should You Work With A Commercial Mortgage Broker?

Should You Work With A Commercial Mortgage Broker?

Due to their relationships with multiple lenders and industry experience, good commercial mortgage brokers can negotiate better rates and terms for borrowers while increasing their chances of closing.

90% LTV Multifamily Loans

90% LTV Multifamily Loans

When it comes to multifamily financing, most loans are capped at 75-80% LTV. However, some HUD multifamily loans, Fannie Mae multifamily loans, and hard money loans offer up to 90% LTV for qualified borrowers.

Freddie Mac Mixed-Use Property Guidelines

Freddie Mac Mixed-Use Property Guidelines

Freddie Mac allows mixed-used properties, provided that the property’s commercial income does not exceed 25% of the property’s gross income. In contrast, Fannie Mae requires that no more than 20% of a building’s net rental space be allocated for commercial purposes and that no more than 20% of a property’s effective gross income comes from commercial space.

What are the Minimum Occupancy Requirements for Freddie Mac Multifamily Loans?

What are the Minimum Occupancy Requirements for Freddie Mac Multifamily Loans?

The minimum occupancy requirements for Freddie Mac multifamily loans vary by loan type but are typically 90% occupancy for 90 days before loan closing.

Owning an Apartment Complex: What are the Pros and Cons?

Owning an Apartment Complex: What are the Pros and Cons?

Multifamily real estate is a fantastic investment option for many people, but it isn’t for everyone. In this article, we’ll review everything you need to know about the pros and cons of apartment ownership.

How to Buy Your First Apartment Building

How to Buy Your First Apartment Building

In this article, we’ll review almost everything you need to know to purchase your first apartment property. Over the next three sections of this guide, we’ll answer questions including how to get investors, how to find your first deal, how to get a multifamily loan, how to close, and what to do after closing.

Small Apartment Loans for Investors: The Ultimate Guide 

Small Apartment Loans for Investors: The Ultimate Guide 

The definition of a small balance apartment loan varies from market to market and lender to lender but is typically defined as a loan between $750,000- $1 million to $5-7 million. While these loans may seem large to the smaller investor, many multifamily lenders are institutional in nature and rarely provide loans under $10 million.